Stan Lacks Law Firm Helps Stop Creditor Harassment

There are laws meant to protect consumers against harassment from creditors — but sometimes it seems like those laws don't exist. If you owe money — credit card debt, medical bills, utilities, a car loan or a mortgage — and get behind on the payments, your phone is probably ringing off the hook. Creditors might call you at home or at work. They might call your family, friends or neighbors. They might call several times each day.

Creditor harassment is meant to be regulated by a federal law called the Fair Debt Collection Practices Act (FDCPA). The reality is, though,that many creditors or debt collectors simply do not pay attention to the law's requirements.

At the law offices of Stanton M. Lacks, located in Northeast Philadelphia, we offer a free initial visit to every new client. Make an appointment to discuss debt relief solutions. If you choose to hire us, we can immediately send a letter to your creditors on your behalf. The creditors must then contact us as your lawyer instead of contacting you directly.

In our experience, creditor harassment often stops as soon as youhire a lawyer, even if you do not eventually end up filing for bankruptcy. Perhaps the creditor harassment stops because the debt collector assumes that a person who has hired an attorney is going to file for bankruptcy and there fore the debt will not be paid. Whatever the reason, we can help if youare troubled by constant phone calls from your creditors. Call our Bensalem law office at 215-245-8440, or send us an e-mail.